Robin Dampier, REALTOR®
Sue Nett Licensed Web Assistant

Toll Free: 866-251-1150 and ask for Robin
Robin's Cell Phone: 828-231-5069
Sue's Cell Phone: 828-674-5737

Your Hendersonville, Asheville, Brevard Source For Real Estate Information!

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Thinking of Buying?

For answers about mortgages, calculators, refinancing & related issues
(this link is packed with great info!):
  click here!

Simple Mortgage Calculator

The following is a Buyer's Presentation to help you understand the Buyer Process and loaded with good information.  This is a SAFE ActiveX Presentation that your Browser will probably ask you if you want to allow it to open.  Also, if you are using a dial up connection this may be too large a file for you to open.

                                       

Common NC Real Estate Forms You Can Expect To Encounter
in The Buying/Selling Process:

(These forms are in PDF format & will open in their own window
which you can close to return back here)
If you have any questions regarding these forms
us!

Offer to Purchase and Contract

Additional Provisions Addendum

Non-Exclusive Buyer Agency Agreement

Exclusive Buyer Agency Agreement

Exclusive Right To Sell Listing Agreement

Seller(s) NC Mandatory Disclosure Form

HUD Settlement Statement

Be sure you understand "Agency".  North Carolina law requires that all Agents disclose to their clients and customers exactly whom they represent: the Buyer, the Seller or both.   Please have a serious conversation with your Agent regarding "Agency".   Discuss the pros and cons of "Buyer Brokerage", etc..  For NC Agency information (who's working with/for who) click here.

10 Things to Take the Trauma Out of Home Buying

1. Find a real estate agent that’s simpatico.  Home buying is not only a big financial commitment, but also an emotional one. It’s critical that the agent you chose is both skilled and a good fit with your personality.

2. Remember, there’s no “right” time to buy, any more than there’s a right time to sell. If you find a home now, don’t try to second-guess the interest rates or the housing market by waiting. Changes don’t usually occur fast enough to make that much difference in price, and a good home won’t stay on the market long.

3. Don’t ask for too many opinions. It’s natural to want reassurance for such a big decision, but too many ideas will make it much harder to make a decision.

4. Accept that no house is ever perfect. Focus in on the things that are most important to you and let the minor ones go.

5. Don’t try to be a killer negotiator. Negotiation is definitely a part of the real estate process, but trying to “win” by getting an extra-low price may lose you the home you love.

6. Remember your home doesn’t exist in a vacuum. Don’t get so caught up in the physical aspects of the house itself—room size, kitchen—that you forget such issues as amenities, noise level, etc., that have a big impact on what it’s like to live in your new home.

7. Don’t wait until you’ve found a home and made an offer to get approved for a mortgage, investigate insurance availability, and consider a schedule for moving. Presenting an offer contingent on a lot of unresolved issues will make your bid much less attractive to sellers.

8. Factor in maintenance and repair costs in your post-home buying budget. Even if you buy a new home, there will be some costs. Don’t leave yourself short and let your home deteriorate.

9. Accept that a little buyer’s remorse is inevitable and will probably pass. Buying a home, especially for the first time, is a big commitment, but it also yields big benefits.

10. Choose a home first because you love it; then think about appreciation. While U.S. homes have appreciated an average of 5.4 percent annually over from 1998 to 2002, a home’s most important role is as a comfortable, safe place to live.

The experience of buying a home does not have to be overly traumatic if the buyer and the Sales Associate work together as a cooperative team.   If your considering purchasing at this time or in the near future we would appreciate you getting in touch to see how WE MATCH UP!

Take care and best wishes for a satisfying home buying experience.

 

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